Fintech

PayGate Africa Payment Gateway

A unified payment gateway processing M-Pesa, cards, and bank transfers for e-commerce businesses across East Africa.

Client

PayGate Africa

Duration

32 weeks

Completed

September 2025

The Challenge

Merchants had to integrate with 3+ separate payment providers. Transaction reconciliation was manual. No unified reporting across payment methods. Settlement delays of 7+ days.

Our Solution

Built a unified payment abstraction layer in Go for high throughput, real-time transaction routing, automated reconciliation engine, and same-day settlement processing.

The Outcome

Processes 50,000+ transactions daily with 99.99% uptime. Merchant integration time reduced from 2 weeks to 2 hours. Settlement cycle cut from 7 days to same-day.

Project Overview

We engineered PayGate — a PCI-DSS compliant payment gateway that unifies M-Pesa, card payments, and bank transfers behind a single API. The system handles real-time transaction processing, webhook notifications, merchant onboarding, and comprehensive financial reporting.

Technologies

GoPostgreSQLRedisDockerAWS

Services

Custom Software Development

API Development

Cloud Solutions

Links

Visit Live Site

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